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Fractional CFO

Fractional CFO for financial advice firms

You have outgrown bookkeeping, but you are not ready to pay £150,000 a year for a full-time finance director. That gap is where most growing IFA firms get stuck. A fractional CFO closes it. You get senior financial leadership focused on scale and M&A, for a fraction of the cost and commitment of a full-time hire.

Financial leadership built for advice firms scaling through M&A

We are not generalist fractional CFOs learning your sector on your time. We come from the credit side of IFA lending, so we already understand AUM economics, recurring revenue, adviser productivity, platform dynamics and what makes an advice firm fundable.

Monthly reporting and a performance narrative

Not just numbers, but what they mean and what to do about them. Reporting your board, your bank and a future buyer can all trust.

Rolling forecasts, cash and scenario planning

A forward view that survives contact with reality, plus the ability to model what if we acquire this firm before you commit.

Acquisition support

Underwriting targets, structuring deals, planning integration, and tracking whether each acquisition actually delivered. The part most finance functions cannot do, and the part that decides whether a roll-up creates or destroys value.

Permanent diligence-readiness

Stay ready for any lender or investor at any time, so you raise and transact from strength rather than scrambling when an opportunity appears.

Who this is for

Founder-led IFA firms scaling through repeatable performance and acquisition. If you are doing deals, or about to, and you need the financial discipline to absorb them without breaking, this is the service.

How pricing works

Fractional CFO is a monthly retainer, scoped to the level of support you need. We agree it on a call once we understand your situation.

Let’s talk about where you’re heading

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No obligation. We’ll tell you in 15 minutes if we can help.